Pension Forecast

Starting a new pension

Most people, particularly those who are a long way from retirement, fail to see the importance of planning ahead. As you have taken the trouble to visit our website that in it self would suggest you are not "most people".

It may be that you are thinking of starting a pension for either yourself or your children. If so the best way to kick-start your pension planning is to join your company pension scheme, if there is one available to you.

However, if you regularly move jobs, work as a contractor or are self-employed, then you should consider starting a personal pension plan. This will allow you to continue paying into the plan no matter where you are working.

If you are on a long-term contract, you may even be able to persuade your employer to make contributions to your personal scheme.

Good pension planning starts with speaking to an expert. At pension-forecast.co.uk we do not give financial advice.

Therfore your first step is to either ring an adviser or complete an enquiry form so they can ring you back.

TRANSFER AN EXISTING PENSION

We at pension-forecast do not offer you the opportunity of seeing just exactly how your pension is performing. For that you will need to speak to your finacial adviser.

Do you have concerns about how the charges being levied by your current pension company compare to the market place, or of greater importance how does the investment performance measure up?

Your adviser can provide you a detailed report showing the following.

.. Comparison of charges showing your existing pension plan(s) to all the major products available in the market today.

.. Calculate a critical yield to show the cost difference as an annual growth rate.

.. Demonstrate consistency of performance (or lack of) against the sector average. .. Compare fund performance between your existing pension and all funds available for investment today.

Please note that Past Performance is not a guide to future returns.

OUR SERVICE

What this website may be able to help with is,

:: Get you to think about your current situation.

:: Make you think about your hopes and expectations

:: Help you understand the importance of up to date information

:: You must analyse whether any existing pensions should be moved

:: Think about your options and choices

If you have a "preserved" pension or a pension with a closed to new business insurance company (Zombie Fund), you could consider utilising a transfer service.

We do not give advice we just provide a free information resource.

So, if you require help and advice regarding your retirement plans we suggest you speak to a qualified adviser.